Pension assets often represent a significant part of overall wealth. At Syz, they are integrated into a comprehensive view that considers investments, real estate, taxation, liquidity needs and long-term objectives.
Our pension specialists, financial planners and investment professionals work together to provide coordinated, transparent solutions tailored to each individual situation.
A well-designed pension plan can strengthen employee benefits, support a company’s attractiveness and assist the financial planning of entrepreneurs and executives. We help analyse existing arrangements, implement basic, supplementary or executive plans, introduce 1e solutions and coordinate pension, investment and planning decisions.
As a collective occupational benefits solution, Syz Pool LPP enables employers to benefit from the security and simplicity of a collective benefit institution, with professional management of assets within a pooled portfolio. It is designed for employers seeking a turnkey solution.
Syz Private LPP retains the advantages of a collective benefit institution while offering individualised wealth management. Each company has its own strategy, discretionary management mandate and individual allocation of performance.
This solution is generally intended for companies with at least CHF 10 million in pension assets that are seeking greater customisation than a traditional collective benefit institution, without creating their own pension fund.
With Syz 1e, each insured person is free to choose their investment strategy for the extra-mandatory portion of their salary. This solution is designed for companies wishing to offer their executives greater choice, transparency and control over their investment strategy.
Bank Syz supports pension funds in the full or partial management of their assets through tailored investment solutions, informed by its own experience as a pension fund manager.
We help private clients optimise their pension assets when changing employer, building retirement capital, making pension fund repurchases or preparing for retirement. Vested benefits and Pillar 3a assets can therefore be coordinated with private wealth, liquidity needs and long-term objectives.
Syz vested benefits solutions allow you to preserve and invest your pension assets during a professional transition, with mandates adapted to your profile. From CHF 750,000 in assets, individualised management is also available.
With Syz, Pillar 3a assets can be invested according to a strategy adapted to the client’s risk profile and long-term objectives, combining tax optimisation with performance potential.
Financial planning coordinates retirement scenarios, pension fund repurchases, future income, liquidity, private wealth, entrepreneurial interests and real estate to embed pension schemes within a broader wealth strategy.
Pension assets are invested in accordance with the applicable Swiss framework, the chosen solution, the investment horizon and the corresponding risk profile. The objective is to align investment decisions with the client’s overall financial situation.
For vested benefits, Pillar 3a and 1e pension solutions, our OPP2 mandates are based on wealth management inspired by private banking standards. Portfolios are built using specialised funds by asset class to provide transparency, diversification and flexibility, with a long-term strategic allocation and tactical adjustments when market conditions warrant them.
Whether you wish to review your company’s pension arrangement, introduce a 1e plan, change employer or prepare for retirement, our specialists can help you identify the most appropriate solution.