Legal notices

Terms and conditions of access and use

Please read the following terms and conditions carefully to acquaint yourself with the restrictions governing access to and use of this website.

Access to the website and viewing and using its contents imply acceptance of these terms and conditions. If you disagree with them, even partially, you are requested to leave the website immediately.

We reserve the right to modify these terms and conditions at any time without prior notice. We recommend that you review them on a regular basis.

Local legal restrictions

Access to and viewing of the contents of this website are forbidden to any persons and legal entities which, as a result of their nationality, registered office, domicile or any other reason are governed by a jurisdiction which forbids or limits access to the websites of foreign financial service providers or on which the publication of, access to, viewing and/or use of data such as those appearing on the website are in violation of applicable laws and regulations. This principle is applicable to persons residing in the United States and the United Kingdom. Please review the legislation applicable in your country before accessing, viewing and using this website. If any of the above-mentioned scenarios applies to you, you are requested to leave the website immediately.

Accuracy and absence of guarantees

The website is updated on a regular basis by Banque SYZ SA and Bank SYZ (Bahamas) Ltd (hereinafter: "  SYZ ") to ensure that the data it contains are as reliable as possible. However, SYZ does not explicitly or implicitly guarantee the accuracy, completeness or reliability of the data for any purpose whatsoever.

The content of this site may be changed at any time without prior notice. As a result, it should not be used as the basis for any investment decisions under any circumstances.

Users are fully and solely responsible for their use of the website. SYZ shall not be held liable for any losses or damages resulting from the use of the information contained on the website.

No offers - limitation of liability

The information, data,  products and prospectuses available or mentioned on the website are intended for information purposes only and do not constitute a solicitation and/or offer to sell products and/or supply discretionary portfolio management or consulting services. Under no circumstances does the content of this website create a legal relationship between SYZ and the user.

SYZ strongly recommends that users not take any decisions based on the information contained on its website.

As a result, SYZ cannot be held liable for any access to, viewing of, or use of the data on the website. No claims can be made against SYZ based on access to, viewing or use of the data contained on the website.

Investment performance

The value of the investments and their performances are subject to variations which can potentially result in total loss of capital. In addition, the past performance of an investment provides no guarantee of its future performance. Variations in foreign currency exchange rates can result in significant fluctuations in the value of investments. As such, none of the information on this website should be used to take decisions regarding investments.

Data collection and cookies

When browsing this website you accept that information about your browsing session (such as your IP address, the pages visited, the date and the length of your visit) will be collected via cookies or tags. This information is accessible to SYZ and enables it to improve the quality of its website.

Cookies record user actions and preferences while they browse the Internet and the information is sent when the user moves from one page to another on the same website or returns at a later time. SYZ cannot, however, collect any information stored on the user's computer or files. By browsing the website, you accept that this information will be collected and processed.

You can change your cookie settings to suit your preferences at any time, particularly if you do not agree to the collection and processing of the above data.

We draw your attention to the fact that the information and data sent to/by SYZ can be intercepted by ill-intentioned or unauthorised third parties. We therefore invite you to be careful when sending/receiving data. 

Intellectual property rights

The entire website (notably the text and images) is protected by copyright and other intellectual property rights.

Reproduction (in full or in part), storage (temporary or permanent), or transmission (for private or public purposes) of the information contained on the SYZ website is strictly prohibited without prior written permission from SYZ.

Downloading or copying this site does not confer any licence or right to use any software or material on the site.

The site cannot be linked to for public or commercial purposes without the prior written consent of SYZ.

Linked Websites

Links on this site to third-party sites are for informational and educational purposes only. SYZ does not control the content of those websites.

The links do not imply that SYZ has a legal relationship with any third parties. SYZ shall not be held liable for the content of the websites accessible via links and for the products, services and other items present on them.

Applicable law and place of jurisdiction

Any disputes related to the access, viewing and/or use of the content of this website is governed exclusively by Swiss law and subject to the exclusive jurisdiction of the courts of the Republic and canton of Geneva. Subject to appeal by the Federal Court.

Deposit insurance scheme

Are my deposits covered by the deposit insurance scheme? Yes, like any bank or securities dealer in Switzerland, Banque SYZ SA is required to sign the Agreement by Swiss Banks and Securities Dealers on Deposit lnsurance and as such is a member of esisuisse. Client deposits held with Swiss branches of the bank are protected for up to CHF 100’000 per client, per bank. Deposits also include medium-term notes held in the name of the depositor at the issuing bank. All relevant information on the deposit insurance can be found at