Legal notices

Terms and conditions of access and use

Please read the following terms and conditions carefully to acquaint yourself with the restrictions governing access to and use of this website.

Access to the website and viewing and using its contents imply acceptance of these terms and conditions. If you disagree with them, even partially, you are requested to leave the website immediately.

We reserve the right to modify these terms and conditions at any time without prior notice. We recommend that you review them on a regular basis.

Local legal restrictions

Access to and viewing of the contents of this website are forbidden to any persons and legal entities which, as a result of their nationality, registered office, domicile or any other reason are governed by a jurisdiction which forbids or limits access to the websites of foreign financial service providers or on which the publication of, access to, viewing and/or use of data such as those appearing on the website are in violation of applicable laws and regulations. This principle is applicable to persons residing in the United States and the United Kingdom. Please review the legislation applicable in your country before accessing, viewing and using this website. If any of the above-mentioned scenarios applies to you, you are requested to leave the website immediately.

Accuracy and absence of guarantees

The website is updated on a regular basis by Banque SYZ SA and Bank SYZ (Bahamas) Ltd (hereinafter: "  SYZ ") to ensure that the data it contains are as reliable as possible. However, SYZ does not explicitly or implicitly guarantee the accuracy, completeness or reliability of the data for any purpose whatsoever.

The content of this site may be changed at any time without prior notice. As a result, it should not be used as the basis for any investment decisions under any circumstances.

Users are fully and solely responsible for their use of the website. SYZ shall not be held liable for any losses or damages resulting from the use of the information contained on the website.

No offers - limitation of liability

The information, data,  products and prospectuses available or mentioned on the website are intended for information purposes only and do not constitute a solicitation and/or offer to sell products and/or supply discretionary portfolio management or consulting services. Under no circumstances does the content of this website create a legal relationship between SYZ and the user.

SYZ strongly recommends that users not take any decisions based on the information contained on its website.

As a result, SYZ cannot be held liable for any access to, viewing of, or use of the data on the website. No claims can be made against SYZ based on access to, viewing or use of the data contained on the website.

Investment performance

The value of the investments and their performances are subject to variations which can potentially result in total loss of capital. In addition, the past performance of an investment provides no guarantee of its future performance. Variations in foreign currency exchange rates can result in significant fluctuations in the value of investments. As such, none of the information on this website should be used to take decisions regarding investments.

Data collection and cookies

What is a cookie?

Banque SYZ SA's electronic services use cookies for statistical purposes, security, as a tool for our web developers, and to improve the user experience.  Cookies are text files which are placed and stored on any device used to browse the internet when you visit a website. They are stored for a limited time and allow you to be identified. Some are vital to the website's navigation and security, while others make it possible to customise page contents based on certain criteria, such as your areas of interest, where you live, etc.

The cookies we use:

There are numerous types of cookies, each with its own specific purpose. Below you fill find the categories and functions of the cookies we use.

  • Functional cookies: These cookies are required to access certain parts of the site or improve your browsing experience. We store them for a period of three weeks.
  • Statistical cookies: These are cookies enabling us to collect information on the performance of our website such as the number of visitors and pages visited. We store them for the duration of the session or the day. 
  • Social network cookies: The site includes several third-party cookies which enable users to interact with other networks.

You can share information from our site on the following social networks: “LinkedIn”, “Facebook”, “Twitter”, “Pinterest”, “YouTube”, “Google+”.

Managing cookies

In accordance with applicable regulations, website users may restrict or refuse the installation of cookies on their device via their browser settings. Please note that cookies make it possible to improve the browsing experience on our website and your browser settings may prevent you from accessing certain areas and/or functions of the site.

Below you will find the procedure to follow, depending on your browser:

Processing personal data

In the context of business relations with our existing customers and/or relations with potential customers, Banque SYZ SA collects and processes your personal data in order to offer you financial and banking products and services.

Banque SYZ SA attaches great importance to protecting your data. By continuing to use this site or by contacting us, you explicitly agree to our data processing policy.

For any information about the type of data collected, the reason and purpose for its collection, the method of processing, the persons to whom the data may be transferred and security measures in place to protect it, please see our Data Protection Notice, which applies to all Banque SYZ SA products and services, at the following address:

Intellectual property rights

The entire website (notably the text and images) is protected by copyright and other intellectual property rights.

Reproduction (in full or in part), storage (temporary or permanent), or transmission (for private or public purposes) of the information contained on the SYZ website is strictly prohibited without prior written permission from SYZ.

Downloading or copying this site does not confer any licence or right to use any software or material on the site.

The site cannot be linked to for public or commercial purposes without the prior written consent of SYZ.

Linked Websites

Links on this site to third-party sites are for informational and educational purposes only. SYZ does not control the content of those websites.

The links do not imply that SYZ has a legal relationship with any third parties. SYZ shall not be held liable for the content of the websites accessible via links and for the products, services and other items present on them.

Applicable law and place of jurisdiction

Any disputes related to the access, viewing and/or use of the content of this website is governed exclusively by Swiss law and subject to the exclusive jurisdiction of the courts of the Republic and canton of Geneva. Subject to appeal by the Federal Court.

Deposit insurance scheme

Are my deposits covered by the deposit insurance scheme? Yes, like any bank or securities dealer in Switzerland, Banque SYZ SA is required to sign the Agreement by Swiss Banks and Securities Dealers on Deposit lnsurance and as such is a member of esisuisse. Client deposits held with Swiss branches of the bank are protected for up to CHF 100’000 per client, per bank. Deposits also include medium-term notes held in the name of the depositor at the issuing bank. All relevant information on the deposit insurance can be found at

Automatic Exchange of Information (AEOI) – for accounts held in Switzerland

Automatic exchange of information in brief:
The Common Reporting Standard (CRS) for the Automatic Exchange of Financial Account Information, developed in response to the G20 request and approved by the OECD Council on 15 July 2014, calls on jurisdictions to obtain information from their financial institutions and automatically exchange that information with other jurisdictions on an annual basis.
Please visit the OECD website for more information:

This standard has been transposed into the Swiss federal law on the Automatic Exchange of Information (LAEOI) and Switzerland started collecting data on 1 January 2017 and exchanged data for the first time in June 2018 with a defined list of reportable jurisdictions.

Who are reportable persons?
For an account to be considered as “reportable”, the holders or controlling persons (CP) must be persons with a reporting obligation, that is natural persons or legal entities with a tax residence in countries with which Switzerland has agreed to apply the AEOI.

What is the reporting procedure?
On an annual basis Banque SYZ is obliged to send information on the reportable accounts of reportable persons to the Cantonal Tax Office (AFC).
The latter then automatically sends the data received to the tax office of the partner country concerned.
Please visit the AFC website for more information:

Which countries are concerned?
Countries are categorised into three types:

  • Partner jurisdictions listed on the website of the State Secretariat for International Finance (SIF):
  • Non partner jurisdictions are any not listed on the abovementioned website
  • Reportable jurisdictions are partner jurisdictions that exchange information with Switzerland on a reciprocal basis.

What information is exchanged with the countries?
The reportable information exchanged is detailed below:

  • For individual accounts: name, address, country of tax residence, tax identification number (TIN) and date of birth
  • For corporate accounts: name, address, country of tax residence and TIN, as well as the name, address, country of tax residence, TIN and date of birth of each CP of the entity

In addition, regardless of the type of relationship: account number, information on the designation of the account (“undocumented” or “dormant”), name, address and identification number of Banque SYZ, an account statement at the end of the reporting period, total gross dividends, other total gross income and total gross proceeds from sales.